Erin Rose · Market Intelligence
The numbers matter. What they mean for your life matters more.
Clear market context for buying, selling and enjoying the home you have. Start with the evidence. Then make a plan that fits you.
01 / The reported facts
The Q2 2026 FHFA purchase-only indexes show modest annual declines in Colorado and the Denver metro, alongside a national increase. The same measure tells different stories in different places.
Colorado context
-0.53%
Year over year · Q2 2025 → Q2 2026
+0.02% from Q1 to Q2 2026
Purchase-only house price index. Seasonally adjusted. A broad trend—not a home valuation.
| Period | Index |
|---|---|
| 2025Q2 | 677.91 |
| 2025Q3 | 680.01 |
| 2025Q4 | 678.67 |
| 2026Q1 | 674.20 |
| 2026Q2 | 674.35 |
Index levels are not dollar prices. Compare changes, not the size of index levels across places.
Colorado context
-0.98%
Year over year · Q2 2025 → Q2 2026
-0.05% from Q1 to Q2 2026
Purchase-only house price index. Seasonally adjusted. A broad trend—not a home valuation.
| Period | Index |
|---|---|
| 2025Q2 | 715.30 |
| 2025Q3 | 722.18 |
| 2025Q4 | 710.82 |
| 2026Q1 | 708.60 |
| 2026Q2 | 708.28 |
Index levels are not dollar prices. Compare changes, not the size of index levels across places.
National context
+2.14%
Year over year · Q2 2025 → Q2 2026
+0.35% from Q1 to Q2 2026
Purchase-only house price index. Seasonally adjusted. A broad trend—not a home valuation.
| Period | Index |
|---|---|
| 2025Q2 | 426.58 |
| 2025Q3 | 428.05 |
| 2025Q4 | 431.73 |
| 2026Q1 | 434.18 |
| 2026Q2 | 435.69 |
Index levels are not dollar prices. Compare changes, not the size of index levels across places.
Source: FHFA quarterly report · Released Aug 25, 2026 · Data retrieved Oct 25, 2026. Calculations use the downloaded seasonally adjusted index vintage; later revisions may differ from the original release.
Quarterly snapshot · next release expected 2026-11-24. Newer monthly national reports cover a different period; this comparison intentionally uses the same quarter for all three places.
This product uses FHFA data but is neither endorsed nor certified by FHFA.
02 / What this means
An index can help you ask better questions. It cannot choose your price, set your offer or tell you when to move.
Understand the price index →Compare the homes available to you now, their condition and your total cost of ownership. A broad decline does not mean every listing will sell below asking.
Explore buyer cash & ownership →Current comparable sales, competing listings and preparation tell a more specific story than a statewide percentage. Build a plan around your home and goals.
Explore proceeds & preparation →Your sale proceeds are one part of the picture. The next home’s price, financing, moving costs and timing may change the tradeoff. Compare both budgets before deciding.
Talk through the whole move →03 / Reports, explained
Short answers to the questions behind the headlines.
A price index is a trend, not a price tag.
Get the explanation 02Inventory tells you about available choices.
Get the explanation 03Pending contracts and closings tell different stories.
Get the explanation 04Days on market needs a definition.
Get the explanation 05Median price can move because the mix changed.
Get the explanation 06A headline rate is not your loan quote.
Get the explanationFor current local inventory, contracts and selling time, request a dated, property-relevant review. This briefing does not publish new local listing counts. Explore existing area research and its reporting dates.
04 / Your next move
You don’t have to be ready to move to start learning. Explore the numbers privately, learn what to verify, then bring Erin the questions that matter to you.
Keep learning: buyer guides & resources · seller guides & resources.
A conversation, grounded in your goals
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